Bugatti Veyron

Tiub J

Belajar cara buat eksperimen dgn tepat n betul

tinggi btol...

Nampak 2 insan sdg bkeja mcari rezeki..bangunan baru blkg masjid jamek kluang

Pizza Thai Seafood

Pizza Hut Kluang Mall

Tgh mkn pizza kat kluang mall. Ade karnival pendidikan peringkat kluang 2009

Bengkel Bio Kluang

Najib d Laksa Shack

Pintu keta ku...

pintu lame..dganti

UPM menang anugerah IDB bernilai USD100,000

SERDANG 15 April — Universiti Putra Malaysia (UPM) memenangi Anugerah Sains dan Teknologi Bank Pembangunan Islam (IDB) bernilai USD100,000.

Pemilihan itu dibuat oleh Jawatankuasa Pemilihan IDB di bawah kategori institusi yang telah melakukan sumbangan cemerlang dalam bidang saintifik dan teknologi kepada negara anggota.

Majlis penyampaian anugerah akan diadakan pada Mesyuarat Lembaga Gabenor IDB ke-34 di Ashgabat, Turkmenistan dari 2 hingga 3 Jun depan.

Presiden IDB, Dr Ahmad Mohamed Ali mengucapkan tahniah kepada UPM dan berharap agar anugerah itu akan menggalakkan lagi UPM terus mencapai kecemerlangan. — Bernama

SMK Bandar T6 Kluang

Nk beli Evo x mampu...

BSMM Annual Camp 2009

Luna Versi 2.0

Banks Not Helping Borrowers

KUALA LUMPUR: Despite the various initiatives by the Government to ease the burden on bank loan borrowers, many are not getting the full benefits.

For instance, many banks have yet to reduce the monthly loan repayment instalments for facilities where the interest rate is pegged to the base lending rate (BLR), Federal Territory MCA Public Service and Complaint Bureau chief Dr Jeffrey Goh said.

The Association of Banks Malaysia (ABM) was quoted on Feb 25 as saying that all commercial banks would be reducing the monthly loan repayments to help borrowers in the current economic downturn.

This followed Bank Negara’s move on Feb 24 to reduce the Overnight Policy Rate (OPR) from 2.5% to 2% to give the public more disposable income.

This reduction, in turn, was reflected in the reduction of the BLR from 5.95% to 5.55%.

Banks had the option of either shortening the tenure of the loans and maintaining the monthly loan repayments, or reducing the monthly repayment and maintaining the tenure. Banks had agreed to go with the latter.

“However, many banks have yet to make the reduction, with the exception of Maybank and HSBC,” Dr Goh told a press conference here yesterday.

“I have received feedback that many banks gave the excuse that they were not aware of the move, or that they had yet to receive any directive from Bank Negara.

“Some also say that borrowers who want the reduction should write in individually to the bank.”

Dr Goh also criticised banks for not implementing the deferment of repayment for housing loans for retrenched workers for a year as stated in the mini-budget.

“Many banks are not implementing this, and when I asked what the procedure was, their reply was ‘We don’t know. We don’t have any directive from Bank Negara yet’,” he said.

“The government initiatives are good, but if they are not implemented well, they will not be felt by the public,” Dr Goh added.

THE STAR APRIL 9, 2009

NEW CABINET LINE UP--2009

Prime Minister and Finance Minister 1: Datuk Seri Najib Tun Razak

Deputy PM and Education Minister: Tan Sri Muhyiddin Yassin

Ministers in Prime Minister’s Department
Unity and Performance Management: Tan Sri Dr Koh Tsu Koon
Law and Parliament: Datuk Seri Mohamed Nazri Aziz
Religious Affairs: Brig. Gen. (Rtd) Datuk Jamil Khir Baharum
Economic Planning Unit: Tan Sri Nor Mohamed Yakcop

Deputies: Datuk Liew Vui Keong, Senator Datuk Dr Mashitah Ibrahim, Datuk SK Devamany, Ahmad Maslan, Senator T. Murugiah

Finance
Datuk Seri Najib Tun Razak
Finance Minister II: Datuk Ahmad Husni Hanadzlah
Deputies: Datuk Chor Chee Heung, Datuk Dr Awang Adek Hussein

Education
Tan Sri Muhyiddin Yassin
Deputies: Datuk Wee Ka Siong, Datuk Puad Zarkashi

Transport
Datuk Seri Ong Tee Keat
Deputies: Datuk Abdul Rahim Bakri, Datuk Robert Lau

Home
Datuk Seri Hishammuddin Hussein
Deputies: Datuk Wira Abu Seman Yusop, Jelaing Mersat

Information, Communications, Arts and Culture
Datuk Seri Dr Rais Yatim
Deputies: Datuk Joseph Salang Gandum, Senator Heng Seai Kie

Energy, Green Technology & Water
Datuk Peter Chin Fah Kui
Deputy: Noriah Kasnon

Plantation Industries and Commodities
Tan Sri Bernard Dompok
Deputy: Datuk Hamzah Zainuddin

Rural and Regional Development
Datuk Seri Shafie Apdal
Deputies: Datuk Hassan Malek, Datuk Joseph Entulu

Higher Education
Datuk Seri Khaled Nordin
Deputies: Dr Hou Kok Chung, Saifuddin Abdullah

International Trade and Industry
Datuk Mustapa Mohamed
Deputies: Datuk Muhkriz Mahathir, Datuk Jacob Dungau

Science, Technology and Innovation
Datuk Dr Maximus Ongkili
Deputy: Fadillah Yusof

Natural Resources and Environment
Datuk Douglas Uggah Embas
Deputy: Tan Sri Joseph Kurup

Tourism
Datuk Seri Dr Ng Yen Yen
Deputy: Datuk Seri Sulaiman Abdul Rahman Abdul Taib

Agriculture and Agro-based Industries
Datuk Noh Omar
Deputies: Johari Baharum, Rohani Abdul Karim

Defence
Datuk Seri Dr Ahmad Zahid Hamidi
Deputy: Datuk Dr Abdul Latif

Works
Datuk Shaziman Abu Mansor
Deputy: Datuk Yong Khoon Seng

Health
Datuk Seri Liow Tiong Lai
Deputy: Datuk Rosnah Rashid Shilin

Youth and Sports
Datuk Ahmad Shabery Cheek
Deputies: Datuk Razali Ibrahim, Wee Jeck Seng

Human Resources
Datuk Dr S. Subramaniam
Deputy: Datuk Maznah Mazlan

Domestic Trade and Consumer Affairs
Datuk Seri Ismail Sabri
Deputy: Datuk Tan Lian Hoe

Housing and Local Government
Datuk Kong Cho Ha
Deputy: Lajim Ukin

Women, Family and Community Development
Datuk Seri Shahrizat Abdul Jalil
Deputy: Datin Paduka Chew Mei Fun

Foreign Affairs
Datuk Anifah Aman
Deputies: Datuk Lee Chee Leong, Senator A. Kohilan Pillai

Federal Territories
Datuk Raja Nong Chik Zainal Abidin
Deputy: Datuk M. Saravanan

Cermin

Bengang

Arghhhhh.........

Post Office Kluang

Bukan main lame tunggu turn...ermmm